available Services

Curtin Whitcombe LLC offers a variety  of services to assist parties with the division of retirement plan benefits before and after their divorce is completed. Each case is individually reviewed and provided a professional assessment of the legal options available based upon the type of plan, the language contained with the Judgment for Dissolution of Marriage, and the client's goals. 

While clients are in the process of a divorce, we can explain their future retirement benefits to them, how those benefits can be divided, and what they should take into consideration while litigation or negotiating the terms of their divorce. We can communicate and consult with their attorneys to ensure that their divorce judgments are properly drafted to accomplish a fair division of retirement assets

Curtin Whitcombe LLC also provides services to family law attorneys, both pre-decree and post-decree, such as:

• advising counsel regarding the divisibility of retirement plans;
• drafting or revising settlement agreement or judgment language; and
• drafting the necessary orders to divide retirement plans for their clients.

Curtin Whitcombe LLC also offers in-person and online training workshops to attorneys and firms who wish to better educate themselves about retirement plans and their division.

Curtin Whitcombe LLC also provides tracing services to clients and attorneys. If the parties have an interest in a 401(k) or other defined contribution plan, and the participant in the plan started participating before the parties were married, there may be a need for some tracing and calculating the marital and non-marital portions of the plan.

This type of tracing and calculation can also be provided to determine a post-decree non-marital interest in a plan. This could be needed if a plan has been rolled over into an IRA or another employer's plan after the parties' divorce but before division of the plan, or if the plan has changed administrators since the parties' divorce.

Curtin Whitcombe LLC has extensive knowledge and experience with all areas of retirement plan benefits, including (but not limited to):

• Public and Private Pensions (a/k/a defined benefit plans)
• Defined Contribution Plans (including 401(k), 403(b), and 457(b) plans)
• Non-Qualified Plans
• Thrift Savings Plans (TSP)
• Military Pension Benefits
• Federal, State, Municipal, and Local Pension Plans
• Union Pension Plans
• Cash Balance Plans
• Railroad Pensions

Curtin Whitcombe LLC is familiar with the division of retirement plans for many local and national employers and unions such as Abbott, AbbVie, ABT Electronics, Allstate, Aon, Baxter, Cement Masons Union, CDW, Exelon, Grainger, Hospira, IBEW, Northwestern, Pipefitters' Union; Takeda Pharmaceuticals, Teamsters, and Walgreens. We also work extensively with major plan administrators such as Alight, Empower Retirement, Fidelity, LifeWorks, Morneau Shepell, Price Waterhouse Coopers, Principal Life Insurance Company, QDRO Consultants, Schwab Retirement, TIAA-CREF, Transamerica Retirement, Vanguard, Wells Fargo, and Willis Towers Watson.